Kudos to George Gally (but I don't have 17 years to invest) ! Please, how can I, too, have the yearly objection rules removed from the CWA union (as did Mr. Gally, with the UAW) from which I have resigned ? They should not be able to deduct, hold & use my earned dollars and demand my yearly objection, in order to receive refund of my own money, without interest. Please advise how I can get my weekly deductions reduced, rather than having to "apply" for an annual refund ? Thanks for all your helpful information.